BONSURE
Low Code App Suite For Insurance Companies
Underwriting
Quote & Buy
WHAT WE DO
Supercharge Your Insurance Business
Your customers, agents, brokers and employees need new solutions in all areas, such as underwriting, claim handling, and quote and buy. Bonjoy provides Insurance Solution Templates and key digital capabilities to your organizations.
- Prioritize the features your customers need
- Align everyone around the roadmap
- Define your product vision with customer feedback


BONSURE
Business Drivers
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Premium Growth
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Increase Policy Profitability
How is your insurance company handling the pressure to find new customers or create innovative products and services to offset the high costs of natural disasters and underwhelming financial performance?
Many insurers are now forced to rethink their business models and how they can lead with a digital- first strategy to drive new areas of growth and improve overall profitability.Bonjoy provides a suite of insurance templates, allowing your enterprise to rapidly deliver next-generation digital engagement solutions across mobile, web and your call center to your agents, brokers, and customers. Engage customers on their own terms at the right time and in the right place to vastly increase your ability to up-sell and cross-sell, as well as deliver a seamless user experience. Along with creating new sources of revenue and increasing average policies per customer, these innovations can dramatically improve agent share of wallet and customer satisfaction scores.
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Regulations
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Respond to State and Federal Regulations
Many insurance carriers operate in multiple states or even in multiple countries. Adjusting your policies and procedures to adhere quickly to new state or federal regulations is critical to achieving compliance.
Bonjoy will help you to customize your workflows, business rules, and application UI in a matter of hours—not months—allowing you to become compliant with state and federal regulations overnight. With our insurance templates, you can configure additional security, risk management, and monitoring in place to meet IT compliance standards. A highly flexible and scalable platform approach to software development enables our solution to grow and change with your business so you can focus more on the ever-changing needs of your customers and less on regulatory updates.
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Combined Ratio
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Decrease the Cost of Underwriting and Claims
With increased pressure to reduce costs stemming from slowed revenue growth, streamlined operations are a must. According to Forrester, reducing operating costs is a top priority for 40% of insurers. One contributing factor to high back-office costs is that many organizations still rely on manual tasks and resource-intensive processes to transact business or service their customers and agents.
Bonjoy gives you the tools for digitizing and optimizing operations. By connecting disparate systems of data, applying data standards, and automating manual processes, you can speed up processing times, thereby reducing support costs. Using our industry templates, your organization can rapidly build its way to a “zero-touch” state for quoting, underwriting, policy issuance, billing, claim submission, and more. Such process efficiency helps drive revenue because your teams can get more work done faster.
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Reduce IT Debt
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Reduce Your Legacy IT Debt
According to Gartner’s 2017 insurance CIO survey, 66 percent of IT budgets are spent just keeping the lights on. It’s no secret that legacy environments are costlier to maintain and operate than modern systems. But, for many, migration or updating them seems out of reach. Decades of legacy system accumulation has created a tangled web of interdependencies that can make data standardization and migration difficult, labor-intensive, and expensive.
Bonjoy offers you a simpler way. With our full-stack visual development tools, your teams can redesign and modernize 10 times faster than with traditional development methods. To reduce the risk of failure, migration can be done in phases and at your own pace, using a modular approach. A second path to modernization is using our solutions as a digital front-end wrapper to existing legacy systems. With an open API framework, your IT organization can consolidate multiple core systems and data sources, improving data transparency and allowing employees to respond more quickly to customer needs.
Increase Policy Profitability
How is your insurance company handling the pressure to find new customers or create innovative products and services to offset the high costs of natural disasters and underwhelming financial performance?
Many insurers are now forced to rethink their business models and how they can lead with a digital- first strategy to drive new areas of growth and improve overall profitability.
Bonjoy provides a suite of insurance templates, allowing your enterprise to rapidly deliver next-generation digital engagement solutions across mobile, web and your call center to your agents, brokers, and customers. Engage customers on their own terms at the right time and in the right place to vastly increase your ability to up-sell and cross-sell, as well as deliver a seamless user experience. Along with creating new sources of revenue and increasing average policies per customer, these innovations can dramatically improve agent share of wallet and customer satisfaction scores.
Respond to State and Federal Regulations
Many insurance carriers operate in multiple states or even in multiple countries. Adjusting your policies and procedures to adhere quickly to new state or federal regulations is critical to achieving compliance.
Bonjoy will help you to customize your workflows, business rules, and application UI in a matter of hours—not months—allowing you to become compliant with state and federal regulations overnight. With our insurance templates, you can configure additional security, risk management, and monitoring in place to meet IT compliance standards. A highly flexible and scalable platform approach to software development enables our solution to grow and change with your business so you can focus more on the ever-changing needs of your customers and less on regulatory updates.
Decrease the Cost of Underwriting and Claims
With increased pressure to reduce costs stemming from slowed revenue growth, streamlined operations are a must. According to Forrester, reducing operating costs is a top priority for 40% of insurers. One contributing factor to high back-office costs is that many organizations still rely on manual tasks and resource-intensive processes to transact business or service their customers and agents.
Bonjoy gives you the tools for digitizing and optimizing operations. By connecting disparate systems of data, applying data standards, and automating manual processes, you can speed up processing times, thereby reducing support costs. Using our industry templates, your organization can rapidly build its way to a “zero-touch” state for quoting, underwriting, policy issuance, billing, claim submission, and more. Such process efficiency helps drive revenue because your teams can get more work done faster.
Reduce Your Legacy IT Debt
According to Gartner’s 2017 insurance CIO survey, 66 percent of IT budgets are spent just keeping the lights on. It’s no secret that legacy environments are costlier to maintain and operate than modern systems. But, for many, migration or updating them seems out of reach. Decades of legacy system accumulation has created a tangled web of interdependencies that can make data standardization and migration difficult, labor-intensive, and expensive.
Bonjoy offers you a simpler way. With our full-stack visual development tools, your teams can redesign and modernize 10 times faster than with traditional development methods. To reduce the risk of failure, migration can be done in phases and at your own pace, using a modular approach. A second path to modernization is using our solutions as a digital front-end wrapper to existing legacy systems. With an open API framework, your IT organization can consolidate multiple core systems and data sources, improving data transparency and allowing employees to respond more quickly to customer needs.
Underwriting
Workbench
How Bonjoy solutions for insurance enable carriers
to break through their core challenges.
UNDERWRITING WORKBENCH
Easy User Experience
Empower agents, brokers, and underwriters to collaborate on the same process in real-time via role-based views.

NEW POLICY MANAGEMENT
Customer data in one place
Create a 360-degree view of your brokers, policyholders, policies, claims and history, and more.

CONFIGURE NEW PRODUCTS
Policy Templates
Setup new Insurance products with the generic policy engine to support your Underwriter Team.

ALL-IN-ONE ACCESS
Automation & Digitalization
Streamline manual, paper-based administration processes using digitalization.

WIZARD DRIVEN FEATURES
Easy Underwriter Experience & Role Based
Configure the Portal and Insurance products per Underwriter based on roles and product training.

SUPPORTING SIDEBARS
History & Policy Notes
Add and view policy notes from underwriters and associates.

FINANCIAL INTEGRATION
Quick Access to Accurate Data
Integrate with accounting systems to optimize required calculations and deliver a streamlined user interface.

WORKFLOW MANAGEMENT
Automated policy approval
Simply implement automated underwriting process for commodity products.

Claim Portal
How Bonjoy Solutions for Insurance enable Your Clients
to easily submit their Claim Information and receive responses in Real Time.
CLAIM HANDLER PORTAL
Customer data in one place
Create a 360-degree view of your brokers, policyholders, policies, claims and history, and more
Centralize location of detail information of claims

CONFIGURE OPEN CLAIMS
Reduce Manual Processing
Configure automated process to policies being automatically approved based on your business policy guidelines

CONFIGURE OPEN CLAIMS
Workflow Management
Configuration workflow to approval of new policies with flexibility of Mendix

ALL-IN-ONE ACCESS
Automation
Unify systems, channels and information into a single, intelligent interface

ALL-IN-ONE ACCESS
Digitalization
Streamline manual, paper-based administration processes using digitalization




STREAMLINE FNOL TO BOOKING
Automation
Unify systems, channels and information into a single, intelligent interface

STREAMLINE FNOL TO BOOKING
Digitalization
Streamline manual, paper-based administration processes using digitalization

FINANCIAL INTEGRATION
Integrations
Integrate with accounting systems to optimize required calculations and deliver a streamlined user interface


Agent Portal
How Bonjoy Solutions for Insurance enable Brokers with an Instant Underwriting Process
and an easy Claims Management Portal.
AGENT BUSINESS DRIVERS
Business Drivers
- Self Service Portal
- Improve broker satisfaction, retain and attract customers
- Instant underwriting process
- Easy Management Portal

AGENT BUSINESS DRIVERS
Business Requirements
- Software product provides white labeling
- Digital Products
- Easy access to teams/dept/UW
- Smooth process to sell
- Task Management


BROKER PORTAL
Customer Experience
Manage claim processing, policies, and quotes
Comprehensive Data analysis
Functional evaluation of potential clients

SELF SERVICE PORTAL
Advance Workflow Management
Collaboration with clients, underwriters, and partners
Accessible digitalize documents
Interaction journals

PRODUCT FEATURES
Advance Workflow Management
Collective Management
Partner Management
Work Order Status
Task Indicator
Statistics
Notifications

Quote & Buy Portal
How Bonjoy solutions for insurance improve the digital customer experience.
QUOTE & BUY APP
Easy User Experience
Empowers customer with an easy user experience under 2 minutes.

QUOTE & BUY APP
Customer Data In One Place
Peace of mind as customer fill in information securely.

QUOTE & BUY APP
Quick Access to Accurate Data
Integrate with accounting systems to optimize required calculations and deliver a streamlined user interface.

QUOTE & BUY APP
Easy Underwriter Experience
With seamless flows, create your policies step-by-step based on your organizations processes and guidelines.

QUOTE & BUY APP
Quick Access to Accurate Data
Integrate with accounting systems to optimize required calculations and deliver a streamlined user interface.

Let's Get Started
Bonjoy LLC
5 Cowboys Way
Suite 300
Frisco TX 75034